Terms of Service

Terms and conditions governing your use of the NiftyBrief platform and services.

Last Updated:2026-01-03

Terms of Service

Effective Date: January 3, 2026
Last Updated: January 3, 2026

Welcome to NiftyBrief. These Terms of Service ("Terms") govern your access to and use of the NiftyBrief website, applications, and services (collectively, the "Services") operated by NiftyBrief ("Company," "we," "us," or "our").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

1. Acceptance of Terms

1.1 Agreement to Terms

By creating an account, accessing, or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

1.2 Eligibility

You must be at least 18 years of age to use our Services. By using the Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.

1.3 Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Services after such modifications constitutes your acceptance of the revised Terms.

2. Description of Services

2.1 Overview

NiftyBrief provides financial market information, analysis, currency exchange rate data, and educational content focused on the Indian financial markets. Our Services include, but are not limited to:

  • Daily and periodic market recaps and analysis
  • Currency exchange rate tracking and historical data
  • Financial market news aggregation and summaries
  • Educational articles and guides on financial topics
  • Data visualization and analytical tools

2.2 Information Only - Not Financial Advice

IMPORTANT DISCLAIMER: The information provided through our Services is for general informational and educational purposes only. It does not constitute, and should not be construed as:

  • Financial advice
  • Investment advice
  • Trading recommendations
  • Tax advice
  • Legal advice
  • Professional advice of any kind

We are not registered as securities brokers, dealers, investment advisors, or financial planners. The content on NiftyBrief should not be relied upon for making financial decisions. Always consult with qualified professionals before making any investment or financial decisions.

2.3 No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information provided through our Services. Financial markets are volatile and information can become outdated quickly.

3. User Accounts

3.1 Account Creation

To access certain features of our Services, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. We are not liable for any loss or damage arising from your failure to protect your account information.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services will immediately cease.

4. Acceptable Use Policy

4.1 Prohibited Conduct

You agree not to:

  1. Violate Laws: Use the Services for any unlawful purpose or in violation of any applicable laws or regulations
  2. Infringe Rights: Violate or infringe upon the intellectual property rights, privacy rights, or other rights of third parties
  3. Harm Others: Harass, abuse, threaten, defame, or otherwise harm any person
  4. Spread Malware: Transmit viruses, malware, or any other harmful code
  5. Unauthorized Access: Attempt to gain unauthorized access to our systems, networks, or other users' accounts
  6. Scraping: Use automated tools, bots, or scrapers to access, collect, or harvest data from our Services without our express written permission
  7. Circumvent Security: Attempt to bypass, disable, or interfere with any security features of our Services
  8. False Information: Provide false or misleading information or impersonate any person or entity
  9. Commercial Use: Use our Services for commercial purposes without our prior written consent
  10. Reverse Engineer: Decompile, reverse engineer, or attempt to extract the source code of our Services

4.2 Rate Limiting

We may impose rate limits on API access and data requests to ensure fair usage and system stability. Excessive requests may result in temporary or permanent access restrictions.

5. Intellectual Property Rights

5.1 Ownership

All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of NiftyBrief or its licensors and are protected by Indian and international copyright laws.

5.2 Educational Purpose

NiftyBrief is an educational platform. Our content is designed to help users understand financial markets. The educational nature of our content does not diminish our copyright protections.

5.3 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial educational use only.

5.4 Restrictions

You may not:

  • Copy, modify, or distribute our content without express written permission
  • Use our name or logo in ways that suggest endorsement without authorization
  • Remove any copyright or other proprietary notices
  • Create derivative works based on our content

5.5 User Content

If you submit, post, or transmit any content to our Services ("User Content"), you:

  • Retain ownership of your User Content
  • Grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display such content in connection with our Services
  • Represent that you have all necessary rights to grant this license

6. Third-Party Content and Links

6.1 Third-Party Sources

Our Services may include content sourced from third parties, including but not limited to market data, news feeds, and exchange rate information from financial institutions such as the State Bank of India (SBI). We do not control or endorse such third-party content.

6.2 External Links

Our Services may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content, privacy policies, or practices of third-party sites and accept no responsibility for them.

6.3 Affiliate Relationships

We may participate in affiliate marketing programs and display affiliate links. We may receive commissions or other compensation if you click on affiliate links and make purchases. This does not affect the price you pay. We will clearly disclose affiliate relationships where required by law.

7. Disclaimer of Warranties

7.1 "As Is" Basis

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

7.2 Specific Disclaimers

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Merchantability: The implied warranty of merchantability
  • Fitness for Purpose: The implied warranty of fitness for a particular purpose
  • Non-Infringement: The warranty of non-infringement
  • Accuracy: Any warranty regarding the accuracy, reliability, or completeness of information
  • Availability: Any warranty that the Services will be uninterrupted, timely, secure, or error-free

7.3 Investment Risk

INVESTING IN FINANCIAL MARKETS INVOLVES SUBSTANTIAL RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. YOU SHOULD NEVER INVEST MONEY THAT YOU CANNOT AFFORD TO LOSE.

8. Limitation of Liability

8.1 Exclusion of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL NIFTYBRIEF, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Any loss of profits, revenue, data, or business opportunities
  • Any damages arising from your use of or inability to use the Services
  • Any damages arising from any content or information obtained through the Services
  • Any damages arising from unauthorized access to or alteration of your transmissions or data
  • Any financial losses arising from investment or trading decisions made based on our content

8.2 Basis of the Bargain

YOU ACKNOWLEDGE THAT THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH IN THESE TERMS REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK AND ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US.

9. Indemnification

You agree to indemnify, defend, and hold harmless NiftyBrief, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorney's fees) arising from:

  • Your access to or use of the Services
  • Your violation of these Terms
  • Your violation of any third-party rights, including intellectual property rights
  • Any content you submit to our Services
  • Any financial decisions you make based on information from our Services

10. Dispute Resolution

10.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

10.2 Jurisdiction

You agree that any dispute arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts located in Bengaluru, Karnataka, India.

10.3 Informal Resolution

Before filing any formal legal proceedings, you agree to first attempt to resolve any dispute informally by contacting us at legal@niftybrief.com. We will attempt to resolve the dispute informally within thirty (30) days.

10.4 Waiver of Class Action

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

11. Subscription and Payment Terms

11.1 Free and Paid Services

Some features of our Services may be available for free, while others may require a paid subscription. Specific pricing and features will be disclosed before you are required to pay.

11.2 Payment Processing

All payments are processed through our third-party payment processors (such as Razorpay). By making a payment, you agree to the terms of service of the applicable payment processor.

11.3 Refund Policy

Subscription fees are generally non-refundable. However, we may, at our sole discretion, provide refunds or credits in certain circumstances. Please contact our support team for refund requests.

11.4 Taxes

You are responsible for all applicable taxes associated with your use of the Services. All fees are exclusive of taxes unless otherwise stated.

12. General Provisions

12.1 Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published on the Services, constitute the entire agreement between you and NiftyBrief concerning the Services.

12.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall remain in full force and effect.

12.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

12.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

12.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

13. Contact Information

If you have any questions about these Terms, please contact us at:

NiftyBrief
Email: legal@niftybrief.com
Website: https://niftybrief.com

For general support inquiries, please contact support@niftybrief.com.

By using NiftyBrief, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.